Information
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What is a 433a
A 433A is a recorded document in California known as the "Notice of Manufactured Home (Mobilehome) or Commercial Modular Installation on a Foundation System." It serves as legal proof that a manufactured home has been installed on a state-approved foundation system, effectively converting it from personal property to real property. This document is crucial for lenders, title companies, and homeowners, as it ensures that the home and land are legally conjoined as a single entity.
What is an Engineers Foundation Certification
An engineer’s foundation certification is a document issued by a licensed professional engineer that verifies a home’s foundation meets specific structural and safety standards. This certification is often required for manufactured or modular homes to ensure compliance with HUD, FHA, VA, or conventional loan requirements.
Key points about foundation certification:
- It confirms that the foundation is permanent and meets local and federal guidelines.
- It is often required for financing, especially for FHA, VA, or conventional loans.
- Engineers inspect the foundation and issue a report verifying compliance.
- If a home lacks a permanent foundation, it may need retrofitting before certification can be granted.